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	Comments on: How to be Debt-Free 13 Years Sooner and Save $38,600 in the Process	</title>
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		<title>
		By: Michelle		</title>
		<link>https://www.savingsandsangria.com/debt-free-champagne-waterfall/#comment-1702</link>

		<dc:creator><![CDATA[Michelle]]></dc:creator>
		<pubDate>Wed, 12 Dec 2018 05:49:17 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://www.savingsandsangria.com/debt-free-champagne-waterfall/#comment-1701&quot;&gt;Patricia Sanders&lt;/a&gt;.

Thanks, Patricia! You&#039;re so right; the trick to making this work is organization. You gotta use the Champagne Waterfall calculator to see your month-by-month breakdown of how much to pay whom and when. Then setup autopayments where you can (and reminders on your phone where you can&#039;t!). Cheers!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.savingsandsangria.com/debt-free-champagne-waterfall/#comment-1701">Patricia Sanders</a>.</p>
<p>Thanks, Patricia! You&#8217;re so right; the trick to making this work is organization. You gotta use the Champagne Waterfall calculator to see your month-by-month breakdown of how much to pay whom and when. Then setup autopayments where you can (and reminders on your phone where you can&#8217;t!). Cheers!</p>
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		<title>
		By: Patricia Sanders		</title>
		<link>https://www.savingsandsangria.com/debt-free-champagne-waterfall/#comment-1701</link>

		<dc:creator><![CDATA[Patricia Sanders]]></dc:creator>
		<pubDate>Wed, 12 Dec 2018 04:30:42 +0000</pubDate>
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					<description><![CDATA[Nice article Michelle! I think the beer waterfall strategy is a good one, but a bit risky if you forgot to pay those small amounts in time. If you can maintain this then it would be a great idea. Thanks for the piece. :)]]></description>
			<content:encoded><![CDATA[<p>Nice article Michelle! I think the beer waterfall strategy is a good one, but a bit risky if you forgot to pay those small amounts in time. If you can maintain this then it would be a great idea. Thanks for the piece. 🙂</p>
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